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Rachel Bodine
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All.
Written by Rachel BodineJeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to .
Reviewed by Jeffrey ManolaLicensed Insurance Agent
UPDATED: Aug 19, 2024
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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UPDATED: Aug 19, 2024
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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American Alternative Insurance Corporation, or AAIC for short, is a subsidiary of Munich Reinsurance Corporation of America, Inc.
AAIC markets a variety of commercial insurance products but does not sell insurance for private individuals. Find personal auto insurance providers near you.
American Alternative Insurance is domiciled in Wilmington, Delaware, but headquartered in Princeton, New Jersey. It is licensed in all 50 states plus Washington, D.C.
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Table of Contents
American Alternative Insurance was founded in 1995 but is owned and operated by Munich Reinsurance Corporation of America, which has been in business since 1917.
AAIC does not have its own website, but information about it and its products can be found through the Munich America website.
Read More: Best Auto Insurance CompaniesThe company currently maintains financial security as indicated by the rating A+ (Superior) by AM Best and AA- (Very Strong) by Standard and Poor’s.
It is currently led by president and CEO Anthony Joseph Kuczinski.
Munich America and AAIC have a client-centered and solution-oriented approach to business.
When you purchase insurance through Munich or AAIC, you are assigned a client manager who works with you at all times so they know your company’s insurance needs.
They also work with a team of experts who are trained to anticipate and calculate potential future risks and minimize losses for your business.
Alternative Insurance Groups associated with Munich including AAIC work with alternative market client groups with unique needs. These groups may include:
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Aside from their main office in New Jersey, Munich America and American Alternative Insurance Corporation have offices in Atlanta, Chicago, Columbus, New York, and San Francisco.
If you wish to reach the Princeton, New Jersey headquarters you can do so via phone, fax, or mail, or use the online contact form.
AAIC markets insurance products for businesses with unique needs. To find out more about each product or to get a quote from an insurance agent, you can contact the company directly.
Although not all products are available in all states, AAIC is currently licensed to write insurance policies for the following products:
The Munich America website contains a section with a variety of information on various types of insurance claims you may need to make and legal issues in regard to filing claims. Learn how to file an auto insurance claim.
For American Alternative Insurance Corporation claim use the contact information on their website!
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If you are interested in a career in the insurance industry with either AAIC or its parent company, Munich Reinsurance America, you can find information on job openings via the main website.
There are opportunities for those new to the insurance field who wish to learn and grow in their career, professionals with experience to bring to the company, and students who wish to do internships with a major insurance company.
Jobs at Munich or AAIC come with a competitive benefits program that includes:
The companies also offer employee value programs that include the following and more: health club reimbursement, adoption assistance, annual flu, and pneumonia vaccinations, dry cleaning services, and community service awards.
If you wish to find a current job opening at AAIC or Munich, you can use the online search form or upload a resume and submit an application online.
Start your insurance search by comparing auto insurance rates from several different companies.
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American Alternative Insurance Corporation (AAIC) is an insurance company that offers auto insurance coverage. They provide policies and services to protect drivers and their vehicles in the event of accidents, damage, or theft.
The customer service experience with American Alternative Insurance Corporation (AAIC) can vary. It’s advisable to research customer reviews and ratings to gain insights into the satisfaction levels of policyholders with their customer service, claims handling, and overall experience.
American Alternative Insurance Corporation (AAIC) offers various types of coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. The specific details and additional options within these categories may vary. It’s important to review the policy details of AAIC to understand the coverage that best suits your needs.
The affordability of American Alternative Insurance Corporation (AAIC) premiums can vary based on factors such as your location, driving history, type of vehicle, and coverage requirements. To determine the affordability for your specific situation, it’s recommended to obtain a personalized quote from AAIC and compare it with quotes from other insurance providers.
American Alternative Insurance Corporation (AAIC) may offer additional benefits and discounts to its policyholders. These can include features like roadside assistance, accident forgiveness, safe driver discounts, multi-policy discounts, and more. It’s best to contact AAIC directly or visit their website for detailed information on the benefits and discounts available.
To get a quote or apply for auto insurance from American Alternative Insurance Corporation (AAIC), you can:
American Alternative Insurance Corporation (AAIC) may offer the option to bundle other types of insurance, such as home, renters, or umbrella insurance, with your auto insurance policy. Bundling can often lead to discounts on premiums. Contact AAIC directly to inquire about bundling options and the potential benefits of combining multiple policies.
The claims process with American Alternative Insurance Corporation (AAIC) can vary based on individual circumstances and policy details. It’s recommended to familiarize yourself with their claims procedures by reviewing their policy documents or contacting their customer service department. Promptly report any incidents or accidents to initiate the claims process and follow their instructions for providing necessary documentation and information.